Many times couples feel pressured financially and believe the wife becoming a SAHM is just not possible. Make more: He can seek promotions or extra hours/OT at work (obviously depends on his field and other factors), he can get a second job, you can get a part-time and/or remote job (work evenings while he watches kids, work online teaching English or tutoring or anything besides an MLM, work weekends, flip things on eBay). Childcare was too … That deep seeded need to write found its way to the public eye in 2011 with the launch of SAHM. Of course women should have the choice to do whatever they want with their lives, but choosing to give up your financial independence for the sake of family is … Ooh that’s a good point , Here are some YouTube resources from SAHWs and SAHMs, https://www.youtube.com/watch?v=MLa857r_v30 - Mrs. Midwest. But let me tell you - having a family to support makes a husband work harder and earn more. Just as with any office job, the role of SAHM comes with a variety of day-to-day tasks and big picture responsibilities. https://www.youtube.com/watch?v=Q6k4-BvBMro - Cynthia L. https://www.youtube.com/watch?v=GgvGh-8GNhI and https://www.youtube.com/watch?v=PdoR75mw2JM- Catholic Mom's Life. As much as I love teaching and working with my students, I knew that I wanted to be a stay at home mom even more. A lifetime. As a SAHM, those daily responsibilities make a major shift toward your side of the to-do list. That way you can see if it's feasible. Tomorrow is the first of the month aka budget day..we are going to give it a shot!! real numbers... Can we afford for me to be a SAHM. I can't remember the name of the company off the top of my head, but it's basically watching shows and typing closed-captioning for their recordings. Here, several key points to consider if you’re debating becoming a SAHM. For our family, this meant buying new-to-us vehicles with cash, … When we have kids, I plan on being a SAHM. Reevaluate every insurance payment, utility provider, etc. When you become a SAHM you are choosing to give up your current profession, for me it was being … The average worker spends a record high of 53.2 minutes per day, according to the most recent data from US Census Bureau, and most drive a single-occupancy vehicle.. Let’s … Here’s what you need to do: Save Save Step 1: Fix Your Finances. Looks like you're using new Reddit on an old browser. That is a great idea, though. Some great ideas there. His employer does not subsidize the cost of any dependents he would add. It can definitely be done depending on the sacrifices you are willing to make as a family. Our house is setup such that the basement has a separate door, so it's no bother really, but it greatly depends on the type of house you have. If it is.... You'll have a huge emergency fund by the time you to exit the workforce and if it doesn't work out yet, you at least have enough to stay home as long as you need when the new baby comes! Although there have been things that you have to give up along the way, the unexpected things you gain being a SAHM can be the most surprising. This Reddit thread is all about how being a SAHM isn't really a job, and that is a really painful thing for SAHMs to hear. I hope this gives you some ideas though! I believe being a SAHM is a choice and it is a choice that I am glad I made. As a woman and a feminist, I just can't in good conscience encourage being a SAHM. No matter how much money your family brings in, if you were making … It was not an easy decision, but one that I do not regret. "Fun" Money: 320 (40$ weekly for both of us). First post here, but I’ve been lurking a few months My new husband and I will be trying to start a family early next year. We have no debt besides our home which is on a 15 year mortgage. Being a SAHM is a whole new world to me and a wonderful vocation very much like how I felt about nursing when I first started. I know it sounds a high salary, and it is. ._33axOHPa8DzNnTmwzen-wO{font-size:14px;font-weight:700;letter-spacing:.5px;line-height:32px;text-transform:uppercase;display:block;padding:0 16px;width:100%} It’s also compounded by the fact that our budget would be tight if I stayed home and we’d have to give up some things like one of our vehicles and some vacations. I’m only 4 months into this new life as a SAHM and as much as I wanted this, I am daily learning how challenging this job can be. ._1PeZajQI0Wm8P3B45yshR{fill:var(--newCommunityTheme-actionIcon)}._1PeZajQI0Wm8P3B45yshR._3axV0unm-cpsxoKWYwKh2x{fill:#ea0027} PS congratulations on your pregnancy ☺️. This beautiful, hardcover book gives 100 of my best money-saving tips in bite-sized, easily-digestible chunks to help any mom curb spending and create … According to that timeline and my current saving pace, I would have accumulated around 500k NW by myself. I did work part time for a while, and I loved that, and now I work remotely. Social networking and the media have done an excellent job at marketing being a SAHM. With a bit of preparation and dedication, you can make that dream your reality too. I had a similar issue with healthcare a little more than a year ago. Like you said, planning ahead (as much as possible) is important and living frugally is a necessity. Start a business (much easier said than done, proceed with caution if you go this route...and again, no MLMs!). No wiggle room. More posts from the RedPillWomen community. I put him in daycare when he was five months old along with a couple of bags of frozen pumped milk, formula (just in case), diapers and a … Sounds like a very vulnerable to put yourself in. ._3-SW6hQX6gXK9G4FM74obr{display:inline-block;vertical-align:text-bottom;width:16px;height:16px;font-size:16px;line-height:16px} I know it's not for everyone, but we rent out the basement. No idea on the pay scale, I just know it's independent contractor work (1099), but it might be worth looking into simply for the flexibility. There is no right or wrong answer of course. ._1x9diBHPBP-hL1JiwUwJ5J{font-size:14px;font-weight:500;line-height:18px;color:#ff585b;padding-left:3px;padding-right:24px}._2B0OHMLKb9TXNdd9g5Ere-,._1xKxnscCn2PjBiXhorZef4{height:16px;padding-right:4px;vertical-align:top}._1LLqoNXrOsaIkMtOuTBmO5{height:20px;padding-right:8px;vertical-align:bottom}.QB2Yrr8uihZVRhvwrKuMS{height:18px;padding-right:8px;vertical-align:top}._3w_KK8BUvCMkCPWZVsZQn0{font-size:14px;font-weight:500;line-height:18px;color:var(--newCommunityTheme-actionIcon)}._3w_KK8BUvCMkCPWZVsZQn0 ._1LLqoNXrOsaIkMtOuTBmO5,._3w_KK8BUvCMkCPWZVsZQn0 ._2B0OHMLKb9TXNdd9g5Ere-,._3w_KK8BUvCMkCPWZVsZQn0 ._1xKxnscCn2PjBiXhorZef4,._3w_KK8BUvCMkCPWZVsZQn0 .QB2Yrr8uihZVRhvwrKuMS{fill:var(--newCommunityTheme-actionIcon)} T.W.L is an outlet for moms to share their inspirations and creativity in balancing life, motherhood stories, life & style tips, being a military spouse and staying healthy and fit. I noticed a post questioning how SAHM's afford being SAHM's. But, I’m not Christian, I’m Jewish actually and it sounds like attending church is a requirement for eligibility. ._2a172ppKObqWfRHr8eWBKV{-ms-flex-negative:0;flex-shrink:0;margin-right:8px}._39-woRduNuowN7G4JTW4I8{border-top:1px solid var(--newCommunityTheme-widgetColors-lineColor);margin-top:12px;padding-top:12px}._3AOoBdXa2QKVKqIEmG7Vkb{font-size:12px;font-weight:400;line-height:16px;-ms-flex-align:center;align-items:center;background-color:var(--newCommunityTheme-body);border-radius:4px;display:-ms-flexbox;display:flex;-ms-flex-direction:row;flex-direction:row;margin-top:12px}.vzEDg-tM8ZDpEfJnbaJuU{color:var(--newCommunityTheme-button);fill:var(--newCommunityTheme-button);height:14px;width:14px}.r51dfG6q3N-4exmkjHQg_{font-size:10px;font-weight:700;letter-spacing:.5px;line-height:12px;text-transform:uppercase;display:-ms-flexbox;display:flex;-ms-flex-pack:justify;justify-content:space-between}._2ygXHcy_x6RG74BMk0UKkN{margin-left:8px}._2BnLYNBALzjH6p_ollJ-RF{display:-ms-flexbox;display:flex;margin-left:auto}._1-25VxiIsZFVU88qFh-T8p{padding:0}._3BmRwhm18nr4GmDhkoSgtb{color:var(--newCommunityTheme-bodyText);-ms-flex:0 0 auto;flex:0 0 auto;line-height:16px} 3 practical steps to afford being a SAHM. It’s said that friends are in your life for are one of these three reasons: A reason. :), Thanks for your honesty! OP- I think giving up work would be short-sighted given that you can’t currently afford to own a home. Reevaluate when you turn on heat/AC and use blankets in the winter. He is hoping to get a promotion by the time baby comes but that isn’t guaranteed of course. I have always dreamed of leaving the workforce so I can raise my babies full time. I worked outside of the home for the first two years of my first born’s life. .ehsOqYO6dxn_Pf9Dzwu37{margin-top:0;overflow:visible}._2pFdCpgBihIaYh9DSMWBIu{height:24px}._2pFdCpgBihIaYh9DSMWBIu.uMPgOFYlCc5uvpa2Lbteu{border-radius:2px}._2pFdCpgBihIaYh9DSMWBIu.uMPgOFYlCc5uvpa2Lbteu:focus,._2pFdCpgBihIaYh9DSMWBIu.uMPgOFYlCc5uvpa2Lbteu:hover{background-color:var(--newRedditTheme-navIconFaded10);outline:none}._38GxRFSqSC-Z2VLi5Xzkjy{color:var(--newCommunityTheme-actionIcon)}._2DO72U0b_6CUw3msKGrnnT{border-top:none;color:var(--newCommunityTheme-metaText);cursor:pointer;padding:8px 16px 8px 8px;text-transform:none}._2DO72U0b_6CUw3msKGrnnT:hover{background-color:#0079d3;border:none;color:var(--newCommunityTheme-body);fill:var(--newCommunityTheme-body)} An insatiable appetite for reading from a very young age had Jody harbouring dreams of being a published author since primary school. Spend less - Move to a lower cost of living area or move to a smaller/less expensive house (moving and selling a home costs a lot, so YMMV with this one). Because I can. ... As this could mean the difference between successfully being able to afford to stay at home or having to maintain at-home work positions too! ._3Im6OD67aKo33nql4FpSp_{border:1px solid var(--newCommunityTheme-widgetColors-sidebarWidgetBorderColor);border-radius:5px 5px 4px 4px;overflow:visible;word-wrap:break-word;background-color:var(--newCommunityTheme-body);padding:12px}.lnK0-OzG7nLFydTWuXGcY{font-size:10px;font-weight:700;letter-spacing:.5px;line-height:12px;text-transform:uppercase;padding-bottom:4px;color:var(--newCommunityTheme-navIcon)} I don't think there's a magic figure at which being a sahm becomes doable it's different for every family. Today’s post is one I have been wanting to write for a while but as with most things, the worry about offending someone is always there. What changes you make will depend on your own lifestyle, priorities, and many other factors. Since then he's gotten several promotions and life is easier, but I feel like if I had waited our lifestyle would have kept adjusting to the double income and it would have been harder. Our family has been living on my husband’s income for several years, and there is no reason that we cannot continue to do so. For some they can manage on one modest wage topped up with tax credits and manage to get by with careful budgeting for others they need a lot more to get by perhaps due to large mortgages or commuting costs. These are the steps I took to afford being a stay at home mom. I was going to have to learn how to become a stay at home mom on one income. I think there’s some opportunities to do that from home. SHARE. I am becoming a sahm and my dp earns a quarter of that I don’t think that’s exactly a strong argument! I think it’s also important to find ways that you, as Mom, can joyfully thrive as a SAHM. He also has lots of overtime opportunities if we had any unbudgeted expenses we needed to pay for and didn't have enough saved (broken water heater, stuff like that). ._1zyZUfB30L-DDI98CCLJlQ{border:1px solid transparent;display:block;padding:0 16px;width:100%;border:1px solid var(--newCommunityTheme-body);border-radius:4px;box-sizing:border-box}._1zyZUfB30L-DDI98CCLJlQ:hover{background-color:var(--newCommunityTheme-primaryButtonTintedEighty)}._1zyZUfB30L-DDI98CCLJlQ._2FebEA49ReODemDlwzYHSR,._1zyZUfB30L-DDI98CCLJlQ:active,._1zyZUfB30L-DDI98CCLJlQ:hover{color:var(--newCommunityTheme-bodyText);fill:var(--newCommunityTheme-bodyText)}._1zyZUfB30L-DDI98CCLJlQ._2FebEA49ReODemDlwzYHSR,._1zyZUfB30L-DDI98CCLJlQ:active{background-color:var(--newCommunityTheme-primaryButtonShadedEighty)}._1zyZUfB30L-DDI98CCLJlQ:disabled,._1zyZUfB30L-DDI98CCLJlQ[data-disabled],._1zyZUfB30L-DDI98CCLJlQ[disabled]{background-color:var(--newCommunityTheme-primaryButtonTintedFifty);color:rgba(var(--newCommunityTheme-bodyText),.5);fill:rgba(var(--newCommunityTheme-bodyText),.5);cursor:not-allowed}._1zyZUfB30L-DDI98CCLJlQ:active,._1zyZUfB30L-DDI98CCLJlQ:disabled,._1zyZUfB30L-DDI98CCLJlQ:hover,._1zyZUfB30L-DDI98CCLJlQ[data-disabled],._1zyZUfB30L-DDI98CCLJlQ[disabled]{border:1px solid var(--newCommunityTheme-body)}._1O2i-ToERP3a0i4GSL0QwU,._1uBzAtenMgErKev3G7oXru{display:block;fill:var(--newCommunityTheme-body);height:22px;width:22px}._1O2i-ToERP3a0i4GSL0QwU._2ilDLNSvkCHD3Cs9duy9Q_,._1uBzAtenMgErKev3G7oXru._2ilDLNSvkCHD3Cs9duy9Q_{height:14px;width:14px}._2kBlhw4LJXNnk73IJcwWsT,._1kRJoT0CagEmHsFjl2VT4R{height:24px;padding:0;width:24px}._2kBlhw4LJXNnk73IJcwWsT._2ilDLNSvkCHD3Cs9duy9Q_,._1kRJoT0CagEmHsFjl2VT4R._2ilDLNSvkCHD3Cs9duy9Q_{height:14px;width:14px}._3VgTjAJVNNV7jzlnwY-OFY{font-size:14px;line-height:32px;padding:0 16px}._3VgTjAJVNNV7jzlnwY-OFY,._3VgTjAJVNNV7jzlnwY-OFY._2ilDLNSvkCHD3Cs9duy9Q_{font-weight:700;letter-spacing:.5px;text-transform:uppercase}._3VgTjAJVNNV7jzlnwY-OFY._2ilDLNSvkCHD3Cs9duy9Q_{font-size:12px;line-height:24px;padding:4px 9px 2px;width:100%}._2QmHYFeMADTpuXJtd36LQs{font-size:14px;line-height:32px;padding:0 16px}._2QmHYFeMADTpuXJtd36LQs,._2QmHYFeMADTpuXJtd36LQs._2ilDLNSvkCHD3Cs9duy9Q_{font-weight:700;letter-spacing:.5px;text-transform:uppercase}._2QmHYFeMADTpuXJtd36LQs._2ilDLNSvkCHD3Cs9duy9Q_{font-size:12px;line-height:24px;padding:4px 9px 2px;width:100%}._2QmHYFeMADTpuXJtd36LQs:hover ._31L3r0EWsU0weoMZvEJcUA{display:none}._2QmHYFeMADTpuXJtd36LQs ._31L3r0EWsU0weoMZvEJcUA,._2QmHYFeMADTpuXJtd36LQs:hover ._11Zy7Yp4S1ZArNqhUQ0jZW{display:block}._2QmHYFeMADTpuXJtd36LQs ._11Zy7Yp4S1ZArNqhUQ0jZW{display:none}._2CLbCoThTVSANDpeJGlI6a{width:100%}._2CLbCoThTVSANDpeJGlI6a:hover ._31L3r0EWsU0weoMZvEJcUA{display:none}._2CLbCoThTVSANDpeJGlI6a ._31L3r0EWsU0weoMZvEJcUA,._2CLbCoThTVSANDpeJGlI6a:hover ._11Zy7Yp4S1ZArNqhUQ0jZW{display:block}._2CLbCoThTVSANDpeJGlI6a ._11Zy7Yp4S1ZArNqhUQ0jZW{display:none} for lower rates. ._2cHgYGbfV9EZMSThqLt2tx{margin-bottom:16px;border-radius:4px}._3Q7WCNdCi77r0_CKPoDSFY{width:75%;height:24px}._2wgLWvNKnhoJX3DUVT_3F-,._3Q7WCNdCi77r0_CKPoDSFY{background:var(--newCommunityTheme-field);background-size:200%;margin-bottom:16px;border-radius:4px}._2wgLWvNKnhoJX3DUVT_3F-{width:100%;height:46px} You Gain #1 A Profession. I hope after you read this aritcle you will say, “Yes, I can stay at home. Reduce/eliminate eating out, make everything from scratch. A season. We have a very good savings account (+30k), and plan to open a Roth IRA this year and start contributing the max amount (we are both 27, and I feel like I am VERY behind on saving for retirement, but his job also has a pension after 20 years as well). I consider myself a frugal person and we do great following a budget. I hear you own your own home, that's great. Shop used and resell items you no longer need. One of the best ways to answer the question “Can I afford to be a SAHM?” is to calculate EXACTLY what your family must live on each month. Is that the company you’re with, by chance? You can nanny for another family and bring your child, or have an in-home daycare. I am the one who wakes up in the night with our son and I am the one who puts him down … It’s also important to try not to take on any new debt. ._3bX7W3J0lU78fp7cayvNxx{max-width:208px;text-align:center} How to afford being a stay at home mom for good Staying at home with your kids is all about getting in tune with your finances and figuring out ways to save and make money. While there is certainly nothing wrong with working outside of the home, for many women, being able to afford to be a stay-at-home mom would be a dream come true. As much as I enjoyed and loved my job as an RN for over 20 years, I do not regret not working in the medical field anymore. I just want to point this out because a lot of people on this Reddit are down in the dumps and maybe a few would be willing to give some of this seemingly unimportant info to people like this in order for a chance to get out of debt. But I also don’t like my job/career right now. Even though you've spent the past 10 hours cooking, cleaning and raising your children, it doesn't mean your spouse is going to walk in the door and take over your shift. My biggest concern is the cost of healthcare. Does anyone else make it on this amount and feel like they are in a good place financially? But, for me, these five things are what came as a surprise to me as a SAHM: 1. I recently went back to work, but we are thinking of me being a SAHM to our son. Make more money or spend less. Here are some financial reasons becoming a SAHM is more financially complimentary than you think! 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It's not a long term thing but I'm currently pregnant and will be using it for the first time but so far it seems to be pretty comprehensive. Being a SAHM will also help you learn ways to get a lot of your bills lower, like lowering food costs because you're usually cooking at home, lower gas costs because of not needing to commute, and so on. Being a SAHM (Before I Was One) by Meriah Nichols. Go down to one car and/or get a less expensive car. DH does get stressed about being the breadwinner sometimes but I think it's more that if he loses his job we have no income but also no home. Of course, all of my experience in being a mom is as a stay-at-home mom, so for you working mamas out there, your experiences may be different, and I’d LOVE to hear what things you wish someone had shared with you. What your day-to-day would look like as a SAHM. When you become a stay at home mom, you get to say goodbye to your commute and hello to more time and money in your life. 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